What Businesses Need Worker’s Compensation Insurance?

California companies with 1 employee are required by law to carry Workers Compensation Insurance. Out-of-state employers need workers’ compensation coverage for employees regularly working in California or enter into a contract of employment here.

Workers’ comp insurance provides six basic benefits: medical care, temporary disability benefits, permanent disability benefits, supplemental job displacement benefits or vocational rehabilitation and death benefits.

If you have an employee or employees now but do not have insurance failure to secure workers’ compensation insurance is a misdemeanor punishable by imprisonment in the county jail for up to one year, or by a fine of up to ten thousand dollars.

Our professional agents are available at Call (855) 773-1100.  We have been a California registered insurance broker for 20 years and understand insurance.  We have the ability to provide you with multiple quotes to get you the best coverage for your business at the best price from high rated insurance companies.